Manifesto

Four years. Four different apps. Countless hours fixing what should have worked from the start.

I tried Mint, Truebill, Copilot, and Origin—each promising to simplify my finances. Instead, I spent hours splitting transactions, re-categorizing purchases, and correcting their "smart" algorithms. Five-minute check-ins became tedious data entry sessions.

In an era where AI writes code and cars drive themselves, why are we still manually sorting coffee purchases?

The problem isn't the technology. It's the approach.

Most finance apps treat you like a spreadsheet—forcing you into rigid categories and workflows. But your financial life is unique. Your spending patterns don't fit their predetermined boxes.

Personal finance apps should learn your methodology, not force theirs. Adapt to how you naturally think about money.

Shows you what matters, when it matters. Beautiful design that surfaces the right information at the right moment.

Delivers insights that actually help. Delivers insights that actually help. Real comparisons based on your spending, not generic statistics.

Works for you, not against you. Stay on top of your finances so you don't have to.

Your money deserves better than broken promises and endless busywork.

Managing your money shouldn't feel like a part-time job.

Faithfully,
Farouk Charkas